Chaos. That is my life lately. Maybe nobody else thinks it is, maybe its just me, but I have just been running around, making phone calls, doing stuff. And since nobody offered to be my personal secretary, well, then I had to deal with all of this myself.
As far as the move goes, Matt & I are rolling along on the long to-do list. We have selected a painter, bought living room furniture to be delivered the day before move-in day, put a pool table on layaway and picked out the rest of the furniture that we will buy as soon as we close. We did end up picking stuff at IKEA, but our cars won’t hold a lot and there was no sense in having it delivered HERE and then moved again, so we’ll go out at a later time. We also just accepted the fact the we have to build bookcases. I was also quite surprised to see how expensive dining room sets are. I knew they weren’t cheap, but what we saw, besides IKEA was quite heart attack inducing.
There is still a lot to do around here. Still some projects at the house we need to find someone to do. I haven’t made any phone calls this week, except for “one” which turned out to me many to the same place. Yesterday, I spent my whole afternoon with one company. See, there was incorrect information on two of my credit reports. The address I never lived at didn’t bother me much, but the collection charge did. My mistake was trying to have the collection agency take care of it for me. After three, no four, days of talking to different people and talking to about 10 different people and hearing “You know this isn’t your charge, right?” I was ready to explode. YES! I KNOW it’s not mine, but its on my credit report people and holding up my mortgage, grrr. After talking to the very last person yesterday, I was told to call the credit bureau (Experian). Now, this sounds pretty logical right? Well, except that they won’t talk to you unless you have a “report number” and I didn’t have one because I ordered mine online. Finally someone yesterday shows me where to find it. It is deeply buried in the interface. Tell me what sense does that make, considering you need that number just for a general inquiry?
Anyway, after I had that number, Experian was most helpful. The person I talked to there asked if she minded if she put me on hold. That was how I spent my entire afternoon. I didn’t care again. She called the collection agency herself and got confirmation that it wasn’t mine and promised it would be removed in 48-72 hours. This morning, I received the e-mail that said the information was deleted! That was even faster than Equifax, who, when I called for the collection account number I needed, asked what was up and filed the dispute and took care of it for me. I received that confirmation on Thursday.
So while I will say that collection agencies are not necessarily evil, and the people working for them are not evil, they are just doing their job, I will say that they just don’t do it very well. If you are ever in this situation, go straight to the credit bureaus. Learn from my mistake.
So this week was crazy. Monday was the first contact with the collection agency and that took the morning and then we went furniture shopping. Tuesday, I had a vet appointment. Wednesday, an appointment with my neurologist/headache specialist and yesterday, the deal above. Running, running, running. I thought I quit running.
The neurologist told me that I have migraines due to chemical imbalances in the brain. Oh lovely. Sometimes they are helped with anti-depressants, but not the one I’m on. But he didn’t change that.
I’m on a new “retrain my brain” to work regimen. I need to take my medicine right away, not wait to see if it goes away. I need to tweak my supplements and exercise (even walking, it doesn’t have to be intense, high impact every day) even on migraine days. On migraine days, keep it to 30 minutes and take it down a notch. So instead of high-speed walking of 1 mile in 15 minutes, I say, do 20 minutes or more per mile. I am to be on a regular sleep schedule … nice one, doc, I’ve been trying to do that for YEARS ha ha … and eating schedule. That I can handle.
This weekend should be nice. I won’t have the collection thing hanging over me anymore. We are going to be home on Saturday, doing things, although Matt will go running. And on Sunday, we are going to see our girl Kayla at college and take her to dinner and a movie. It’s always nice hanging out with Kayla.
I have more to say, but I’ll save that for another post. Thanks for reading!